Author Archive

2/26/2015 – When To Roll Over Your 401(k) — And When Not To (Forbes)

Feb 27, 2015 Comments Off by

To roll or not to roll, that is the question — at least when you’re changing companies or retiring. Sometimes it’s a good idea to roll over your 401(k) to an IRA, and sometimes it’s better left right where it is. In order to make that decision, you need to weigh what is important to […]

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2/25/2015 – 6 Key Reasons Why Investing in a Taxable Account Is Underrated (Morningstar)

Feb 26, 2015 Comments Off by

With all the attention paid to plowing money into tax-sheltered accounts, many investors see saving in a taxable account as a last resort–something to be considered only after they’ve fully funded their tax-sheltered wrappers. But investing via a taxable account can be a sensible maneuver, and not just if you’re running out of tax-sheltered receptacles […]

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2/24/2015 – Supreme Court poised to protect employees from high fees in 401(k) plans (LA Times)

Feb 26, 2015 Comments Off by

Supreme Court justices were urged Tuesday to put employers on notice that they have a duty to constantly monitor the mutual funds they offer and to drop those that charge excessive fees. If not, firms could be sued and forced to pay damages to employees and retirees. Read the full article at the Los Angeles […]

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2/19/2015 – Boomer entrepreneur trend could be slowing with age (Reuters)

Feb 19, 2015 Comments Off

Among the population aged 55-64, some 0.31 percent started a business last year, according to the latest Kauffman Index of Entrepreneurial Activity. That is higher than the 0.28 percent startup rate for the total population, and just a little less than the rate among people aged 45-55, which was 0.36 percent. The rates for baby […]

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2/18/2015 – Has the trend toward later retirements played out? (MarketWatch)

Feb 19, 2015 Comments Off

Since working longer is the key to a secure retirement for the vast majority of older Americans, it is useful to take a look at recent labor force trends. From the beginning of the 20th century, labor force participation of older men had declined steadily until the mid-1980s, when it gradually began to increase. As […]

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2/18/2015 – The racial wealth gap we hardly talk about: What happens in retirement (Washington Post)

Feb 19, 2015 Comments Off

Much has been said about the racial wealth gap and how the financial crisis widened that disparity, especially as minorities have had a harder time keeping their homes and rebuilding their portfolios. But there’s another side to those challenges that doesn’t get as much attention — the retirement savings gap. Read the full article at […]

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2/11/2015 – 5 Investment Assumptions That Will Cost You in Retirement (U.S. News & World Report)

Feb 12, 2015 Comments Off

There’s no way to predict how your investments will perform or what your expenses will be in retirement. We compensate by making assumptions to fill in the knowledge gaps. But if your estimates are incorrect, it could have dire consequences for your retirement finances. Here are a few common assumptions you should avoid using when […]

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2/11/2015 – Three Questions with Implications for Your Financial Future (Knowledge@Wharton)

Feb 12, 2015 Comments Off

Financial experts constantly report that people aren’t saving enough for retirement. And everyone knows that too many consumers mismanage their budgets, invest unwisely, spend too lavishly and defeat themselves by buying high and selling low. But, of course, some are doing much better, accounting for the soaring assets in mutual funds, 401(k) accounts and tax-free […]

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2/10/2015 – The U.S. just barely cracks the top 20 countries when it comes to retirement security (Washington Post)

Feb 12, 2015 Comments Off

Want more retirement security? It might be time to move to Switzerland. The United States ranked 19th in the world for retirement security, according to an annual ranking of 150 countries by Natixis Global Asset Management. It’s held that spot for three years. Read the full article at The Washington Post.

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2/5/2015 – Senator says advisers need more protection in reporting elder financial abuse (InvestmentNews)

Feb 09, 2015 Comments Off

Federal privacy laws should be clarified to protect financial advisers who tell authorities about suspected financial exploitation of the elderly, a Senate leader on senior issues said Wednesday. Sen. Susan Collins, R-Maine, chairwoman of the Senate Aging Committee, said giving safe harbor to financial firms would help address the growing problem of elder financial abuse. […]

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